Pay off your debts forever!

These days we buy all luxurious gifts and different things that are not life necessary for survival. At the beginning of the next year, many people will realize that they are in a financial crisis, because of all expenditure incurred by the New year time. Of course, this is not the only reason why people have debts. The company is commonly believed that the more you have, the more you are. We are totally neglecting the feelings of personal happiness, which is not linked with money. Indeed, it is difficult to be happy if we are threaten to shut down electricity, comes the time when we do not know what we will eat. Here I will describe what is my openion.

1.)Those with both debts and savings are seriously overspending. The solution is simple; pay the debts off before you save, maybe even including your mortgage. And forget the old-style ‘must have an emergency savings fund' logic, getting rid of debts beats that too.

2.) Sadly many people have much more debt than savings. So even if you use all your cash to pay them off, you'll still have debts left. Therefore it's important that you prioritise using your savings to get rid of the most expensive debts.

3.) Make a budget. For this to work, you ideally need to track all of your income and spending for a full one month period. Two months is better, but this can be a chore, so getting one accurate month behind you will help. Until you have completed this, it is almost impossible to offer any sort of debt management advice. How can you help point people in the right direction if neither you or they can decide where they are?

4.) Look for a second job. If all you can find is part-time work for one evening each week at which you earn, say $40, that is actually $2,000 per year gross. That may be enough to repay a small loan. Use the money to overpay and clear a debt. That will free more of your budget to repay another loan. If you can keep this up for perhaps three years, you will be substantially better off financially. There is a second point to this advice. If you are working harder, you have less hours of 'free time' in which you need to be entertained. That means that you spend slightly less whilst earning slightly more, a double 'whammy' for your debts.

Best advice: Go to Debt Management Plans and tell them what you need. They will help you organise your plans to pay your debts.

And thanks again to my sponsor Debt Management Assistance.

Cartoons and comics - what is their influence in pop culture?

Working in advertising means instantly creating directed ideas. To do that good one has to read a lot, watch a lot.

And my hypotesis is that reading many comics, watching many cartoons and films, reading many books, listening to many different music styles in childhood rather heavily influences instant creativness.

We have a brief to tell something. But tasks are quite complicated, since brief significantly narrows the field for ideas.

And co-workers I have worked with (in different countries for the last 12 years) - introverts or extroverts, lovers of comics and the ones that read and read a lot are much faster coming up with neat ideas.

Interesting?

What do you think?

Chastity Belt

A man decided to march in the holy crusades. Concluding that his wife should wear a chastity belt while he is gone, he locks up her nether regions and gives the key to his best friend. He tells him, "If I do not return within four years, unlock my wife and set her free to live a normal life."

So, the husband leaves on horseback and about a half hour later, he sees a cloud of dust behind him. He waits for it to come closer and sees his best friend. "What's wrong?' " he asks.

"You gave me the wrong key!"

A Christmas Story...

When four of Santa’s elves got sick, the trainee elves did not produce toys as fast as the regular ones, and Santa began to feel the Pre-Christmas pressure.

Then Mrs. Claus told Santa her Mother was coming to visit, which stressed Santa even more.

When he went to harness the reindeer, he found that three of them were about to give birth and two others had jumped the fence and were out, Heaven knows where.

Then when he began to load the sleigh, one of the floorboards cracked, the toy bag fell to the ground and all the toys were scattered.

Frustrated, Santa went in the house for a cup of apple cider and a shot of rum. When he went to the cupboard, he discovered the elves had drank all the cider and hidden the liquor. In his frustration, he accidentally dropped the cider jug, and it broke into hundreds of little glass pieces all over the kitchen floor. He went to get the broom and found the mice had eaten all the straw off the end of the broom.

Just then the doorbell rang, and irritated Santa marched to the door, yanked it open, and there stood a little angel with a great big Christmas tree.

The angel said very cheerfully, ‘Merry Christmas, Santa. Isn’t this a lovely day? I have a beautiful tree for you. Where would you like me to stick it?’

And so began the tradition of the little angel on top of the Christmas tree.

Web Page Hottest Products!

Recently I started learning to play the guitar. I search on the Internet, in the end I landed on the Hot product review. On this page, I found many links to learn how to play guitar. Most interesting to me was that offers web site opinion and their assessment of a side in conjunction with the search term. Opinions are very interesting, and I completely agree with the assessment and reviews of pages. Interface and areas on the site are very well grouped and transparent. Even database of links to a specific topic is very big, so you can find on these webpages all what you are looking for. This site covers both the theme of everyday life as well as more detailed examples. You can also find everything from aid for animals to the links which help you in legal trouble. Certainly it seems very useful to me, as a user or seeker to know on which side I will be able to find something useful for me. Often, when looking for any advice of what to do, I go to this site, because I found here advice where to look, that I'll get information. I recommend a visit to the page.

Thanks to my sponsor webpage Hot Product review.

Dickyhardy

Come and see Dickyhardy!

Mammoth Mountain Ski Area

Just got back from Mammoth. I love that mountain they have the longest runs took us fifteen minutes from the top of Cloud Nine to Eagle lodge. It's such a big mountain you'll have a whole run to yourself, if you go to the outer runs. However the terrain parks need more medium to big jumps. They are either HUGE!! or small only a couple medium big jumps.I've been to most of the resorts in California and Mammoth is my favorite with Kirkwood second. Can't wait to go again.

Linear scales and readouts Mikroplus

I found some very interesting site with digital scales and readouts. Inexpensive prices and best quality products on market is what they offer. If you need more informations take a look at mikroplus or send them mail to mikroplus@email.si.

WebSitehoStinggratinG

I write here about an independent source for finding the best web host to match your (our) needs. There are hundreds of web hosts available on the marketplace, and the choice can be very confusing. Hosting-Review is here to act as a complete source, and on this site professional webmasters regularly review hosting companies and their packages.

If you are looking for safe, reliable web hosts that offer excellent value to members you should visit this site. This site includes a review of the following: Company reputation, Company history,
Company financial stability, Hosting packages, Price value, Reliability, Customer service, User feedback and more... Visit web host for more informations!!

25 B3sT RoCk AlBuMs

1. Sgt. Pepper's Lonely Hearts Club Band (1967) -The Beatles
2. Pet Sounds (1966) - The Beach Boys
3. What's Going On (1971) - Marvin Gaye
4. Dark Side Of The Moon (1973) - Pink Floyd
5. Revolver (1966) - The Beatles
6. Live at the Apollo (1962) - James Brown
7. Highway 61 Revisited (1965) - Bob Dylan
8. Thriller (1982) - Michael Jackson
9. Are You Experienced? (1967) - Jimi Hendrix
10. Rubber Soul (1965) - The Beatles
11. Millions To Hold Us Back (1988) - Public Enemy
12. Nevermind (1991) - Nirvana
13. Elvis Presley (1956) - Elvis Presley
14. Born To Run (1975) - Bruce Springsteen
15. Exile On Main Street (1972) - The Rolling Stones
16. Blonde On Blonde (1966) - Bob Dylan
17. Innervisions (1973) - Stevie Wonder
18. London Calling (1979) - The Clash
19. Abbey Road (1969) - The Beatles
20. Purple Rain (1984) - Prince
21. Who's Next (1971) - The Who
22. Led Zeppelin II (1969) - Led Zeppelin
23. Songs In The Key Of Life (1976) - Stevie Wonder
24. The Joshua Tree (1987) - U2
25. Rumours (1977) - Fleetwood Mac

That is the list of best 25 rock albums that were ever realised by my oppinion. I listen Sgt. Pepper's Lonely Hearts Club Band on old LP till late night hours when I was in the first years of my primary school. Later came other albums and today I finally make an list of best 25. They change my life I can quarantee that!

Sigma Foto

I just got my hands on Sigma DP1. I have to get me a SD memory card, that I forgot to ask for. And fill the battery. Then I’m all set to get busy. It seems like it’s going to be a busy tech testing week, I’ll probably get Canon 1Ds mkIII tomorrow, Canon 450D 18-55 IS kit and hopefully another nice lens to complement both bodies. This is what the kit with a couple of optional accessories looks like (I got a viewfinder and hood adapter as well).

ClickSmart

If you are looking for some help, Clicksmart.com is still one of the best places to start. Just search by category: Contractors, Florists, Home and office service, Massage therapists, Mortgage Brokers, Real Estate Agents, Weddings and Events, Moving Companies. This site has a quick-search feature so you just insert category, second step insert Zip code or state, an jump to specific products. Price-conscious people should also check out dallas realtor, it is a clearance site to find inexpensive help and other services from brand-name manufacturers. For gizmos, try Home & Office Services. Need some help to invest your money in Real estate? Real estate agents is just what you need? Too much hardware? There you have everything you need to successfully end day, month, year,..

iHate iPhone, v2

Well, the iPhone v2 lasted three days before I returned it, for these reasons:

No cell connection in my house or on my way to work, even though I always had great connection with my Nokia e90 or Blackberry. (I'm told that the 3G iPhone coverage is not that great in many areas.)

The battery lasts less than a day. (I'm told that 3G consumes batteries.)

I could not tell which part of the phone was the top vs bottom each time I picked it up.

The keyboard sucks. It really, really does. (Most Apple lovers will first say they learned to type almost as fast on the iPhone as their prior qwerty phone, until you challenge them to a typing contest, at which point they say "well, you really shouldn't type that much on a phone anyway, because we enlightened Apple lovers learn to smell the roses (when we're not playing games on our iPhones)".

The iPhone kept crashing. Really.

Many common operations were significantly slower on iPhone than on Blackberry. For example, when I want to lookup a contact on the Blackberry, I pickup my Blackberry, roll-click Contacts and start typing the first letter(s) of the contacts name. On the iPhone, I pick it up, press the home button, wait for it to light up, then I see it put me back to the last application I was using, which is usually not the one I use now. So then I hit the Home button again. Then I go down to Contacts. But then I notice that the iPhone doesn't have a search function, instead, it thinks you need only use its clever drag-scroll (sometimes with initial right column click to letter index), which works fine when you have a couple hundred contacts, but not when you are a business user with a couple thousand contacts.

I could go on, and on, but you get the point. The iPhone is a toy. It is not for someone who treats mobile productivity (phone, email, contacts, calendar) seriously.

Maybe I will try again with the iPhone v3 in a year. But for now, I have only one question -- will it blend?

It iS tiMe fOr SoMe sw33t coRn..

Ingredients:

6 ears corn with husks
3 tablespoons butter or margarine
1 teaspoon chili powder
1/2 teaspoon onion powder
1/2 teaspoon salt
1 dash black pepper
2 tablespoons water

Directions:

Pull husks carefully from corn so that husk remains attached to the bottom of corn ear. Remove silk from corn.

Melt butter in small saucepan, add seasonings, and stir. Brush butter mixture on ear of corn. Pull cornhusk up to cover corn and tie with string.

Place in 13 x 9-inch glass baking dish, sprinkle with water, cover with foil and bake at 350 degrees for 30 minutes.

For Grilled Barbecued Corn: Prepare corn as above to the point of placing corn in the baking dish. Instead place corn directly on the grill over a medium hot charcoal fire.

Cook for 30 to 40 minutes, turning every few minutes. Remove husk which will be brown and dry before serving.

SoMe PicTuRes FrOm mY WoRlD

*me and my honey*

my friend and flut into my pussy:-p

two guys that saved the world:-p

my friend became uncle

we are the best three friends

Croatia vs Turkei

Today we are waiting for another spectacular football match between Croatia and Turkey. I would like you to remember that Turkey will play with just a "half" of team because of the red cards of golkeeper, Croatia is expecting another easy game to win. So I bet on the Croatia (2:0), but we will see what will happen... What do you think?

ToP WoRdPreSS TheMes

Today I was looking for new theme for my blog and I found this very interesting page. I searched for interesting and beautifully designed themes. You can choose from thousands different themes for all intentions (some funny, business, ...). New theme is also added every day. User interface is user friendly, you can preview themes and choose right for you. My favorite theme is this. I know when I prepare everything for my new concept of my blog I will choose one template from wordpress themes. And if you will have any problems or questions they are always ready to help you. In the end I think this site is one of the most prospective sites to design your blog and other themes.

Visit: wordpress themes

European championship

This days occurs largest and most known sport event on old continent. There is no male in any case, that these days not lay down in front of televisor and took a look at some sport events in hand with beer.

Girls, if your boy, husband, lover, ... does not view games, check if he is straight!!!

PunceGirlw

AcCiDeNt At Work

If you are unfortunate enough to be involved in an accident at work, which was not your fault and you suffer from a workplace injury, you may be able to make a personal injury claim for compensation.onelet

As with all personal injury compensation claims, you would need to prove that your injury, illness or disease was caused as a result of the negligence of another party (in this case your employer) and once you appoint a personal injury solicitor, they will assist you in compiling your evidence and presenting it to the third party insurers.

Every personal injury compensation claim is very different and while some are settled within a matter of months, others can take years. Most claims for workplace accidents and workplace injuries are settled out of Court; however, some will need to progress this far.

Finally, I think the best thing is that we are careful at the work and we work in accordance with rules.

injury claims

BusH GO HoMe!!!

American president Georg Bush came in our country (Slovenia) yesterday. Massive road stops and every 14 days more expensive gasoline is only what he brought, there is no good news. Economy is already in such crisis, people live worse day to day and it is only the matter of time, when they will say to us, give us money for breathing (polluted) air. Our prime minister Janša gave Bush bicycle for 4000€, probably he wanted to say: "Bush, take this bicycle for your ride next time, when you come in our country"!! Bush gave to Janša board, but I only wonder what will our boy with his new toy?! I think, there is more than enough reasons, to say BUSH GO HOME!!!

manprime ministerpremierPMpredsednikof ruleof administrationgovernmentsreignsrulesadministrationsvladegavebestowedje podaril

New PoSt iS cOmiNg ToMoRrOW

During the weekend I had so much fun, that I will share this with you tomorrow, when I recover my strength and I get some sweetly sleep. Do not forget to read through new posts...

Good night to you all...

sLOVEnija my CoUnTrY

I anticipate that many visitors do not know Slovenia, that is why I gathered few moments from our beautiful country. All pictures are my own work.



One of the most popular tourist points - Lake Bled.



Motomeeting at pilgrimage point - Nova Štifta.

bywithamongofin spite ofdespitefornotwithstandingoverperonuponpongivenconsider

Piece of our coast - Strunjan.

Capital - Ljubljana.

River on frontier with Croatia - Kolpa river.

Most beautiful spring - Soča river.

Ski and hiking center - Bovec, hill Svinjak.

Thnx to my friend Leban, that he helped me with naming of pictures.

d985d537aef60691492bf312563e8db1

CleAniNg ThE OwEn

Yesterday my friend, who lives in student residence hall sent to me this picture. I asked him, where he got inspiration for so interesting picture? He said to me, that they had had very dirty oven, so his roommate cleaned it on very interesting way. I only wonder, what happened after created picture?

P.S. I didnt get answer on question, so Topsi let your comments...Wondered aboutVprašalam notam thereexistheresemgagotacquiredscrapedrakedprocuredsecuredgotreceivedgainedpickedgotreceivedmetmetcamegotfellfelltooksickenedaffectedje dobilabaftafterinbeyondatbyduringofzatakoeffectualdoberthememotivbabbledblabbedbetrayedrevealeddisclosedHePovedal told memiHePovedal gave away to memiHePovedal let out to memiHePovedal let on to memiHePovedal blurted out to memiHePovedal saidbabbledblabbed to memiHePovedal told to memiHePovedal let on to memiHePovedal blurted out to memiHePovedal toldrelated to memiHePovedal recounted to memiHePovedal let memi knowHePovedal informed memiHePovedal told memiHePovedal didn't keep back memiHePovedal saidimpartedbabbledblabbedbetrayedrevealeddisclosed to memiHePovedal told memiHePovedal gave away to memiHePovedal let out to memiHePovedal let on to memiHePovedal blurted out to memiHePovedal told memiHePovedal related to memiHePovedal recounted to memiHePovedal didn't keepdidn't withhold herje from memiHePovedal told memi herjeHePovedal didn't keep back memi from herjehad possessedhad hadexceedinglyhighlymightilyzelogrimymeanfoulsordidumazanocookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, thatda theyimeli hadownedpossessedhad verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, thatda theyimeli hadownedpossessedhad ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, that theyimeli had hadhad ownedhad possessedhad had ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazano, thatda theyimeli hadownedpossessedhad verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, thatda theyimeli hadownedpossessedhad verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, thatda theyimeli hadownedpossessedhad verygreatlyexceedinglyhighlymightilyzelo dirtyfilthygrimymeanfoulsordidumazano ovensmall stovecookerhot platestovepečico, thatda theyimeli hadownedpossessedhad ovensmall stovecookerhot platestovepečico verygreatlyexceedinglyhighlymightilyzelo dirtydirtilyfilthilygrimilymeanlyfoullysordidlyumazanowhobecausekijeflatmatesostanovalkapurged ofpurged fromcleansedcleansed fromcleansed ofcleanedcleaned upočistila